Comprehensive Car Insurance

  • Generally, comprehensive insurance cover indemnify the insured for loss or damage of both private and commercial vehicles to it consequent upon Theft, Fire, Accident. It will also compensate the insured against his liabilities to third parties resulting from the use of the insured vehicle. Various incentive discounts such as Fleet, Special and No Claims Bonus are available for large fleets.
  • Motor insurance is one of the compulsory insurance classes that anyone who owns or uses a motor vehicle on the public highway must have. have.
  • Motor insurance, which is the most common of all the known classes of insurance, is designed to protect the insured for loss of or damage to his/her vehicle, damage to Third Party property, including bodily injury and death to Third Party caused by an accident whilst using their vehicle.

Why would I need Motor insurance?

  • It is compulsory; it is the Law! (Section Traffic Act, 1945)
  • To provide financial support for you when you damage other people’s vehicle or properties or cause bodily injury or death to third parties.
  • Provides replacement cost of damage or theft of your car.
  • Reimbursement of litigation cost.
  • Generally, comprehensive insurance cover indemnify the insured for loss or damage of both private and commercial vehicles to it consequent upon Theft, Fire, Accident. It will also compensate the insured against his liabilities to third parties resulting from the use of the insured vehicle. Various incentive discounts such as Fleet, Special and No Claims Bonus are available for large fleets.

Covers Provided

BRONZE PLAN (5% OF VEHICLE VALUE):

  • Pays for damage of 3rd party property up to 3 million naira
  • Pays for 3rd party bodily injury and death
  • Pays for theft of the insured vehicle up to amount insured
  • Pays for fire damage to the insured Vehicle up to amount insured
  • Pays for accidental damage to the insured vehicle up to amount insured
  • Pays for Passengers Liability up to 150,000
  • Accidental Death cover for the Driver/insured Person up to 100,000
  • Pays for Roadside Rescue/Towing up to 25,000
  • Pays for vehicle tracker for insured vehicle value of 4.5 million and above
  • Free fire extinguisher provided
  • Excess Buy Back
  • Flood Storm and Tempest Cover
  • Pays for theft of the insured vehicle up to amount insured

SILVER PLAN (5.5% OF VEHICLE VALUE):

  • Pays for damage of 3rd party property up to 3.5 million Naira
  • Pays for 3rd party bodily injury and death
  • Pays for theft of the insured vehicle up to amount insured
  • Pays for fire damage to the insured Vehicle up to amount insured
  • Pays for accidental damage to the insured vehicle up to amount insured
  • Pays for Passengers Liability up to 200,000
  • Accidental Death cover for the Driver/insured Person up to 300,000
  • Pays for Roadside Rescue/Towing up to 50,000
  • Pays for vehicle tracker for insured vehicle value of 4 million and above
  • Free fire extinguisher provided
  • Free Vehicle Diagnostics
  • Excess Buy Back
  • Strike, Riot, and Civil Commotion
  • Key Replacement Cover once a Year
  • Flood Storm and Tempest Cover
  • Pays for theft of the insured vehicle up to amount insured

GOLD PLAN (6% OF VEHICLE VALUE):

  • Pays for damage of 3rd party property up to 4 million Naira
  • Pays for 3rd party bodily injury and death
  • Pays for theft of the insured vehicle up to amount insured
  • Pays for fire damage to the insured Vehicle up to amount insured
  • Pays for accidental damage to the insured vehicle up to amount insured
  • Pays for Passengers Liability up to 250,000
  • Accidental Death cover for the Driver/insured Person up to 500,000
  • Pays for Roadside Rescue/Towing up to 70,000
  • Pays for vehicle tracker for insured vehicle value of 3 million and above
  • Free fire extinguisher provided
  • Free Vehicle Diagnostics
  • Excess Buy Back
  • Strike, Riot, and Civil Commotion
  • Key Replacement Cover once a Year
  • Flood Storm and Tempest Cover
  • Rim Damage Cover
  • Tyre protection Covered for up to two tyres or the sum of 100,000 which ever is cheaper
  • Pays for theft of the insured vehicle up to amount insured
  • To Obtain this Cover, click the " Get Started " button below.
Elshegun

El-Shegun is reliable and affordable solutions for utility bill payments, data subscriptions and more.

Location

Harris Drive, VGC Lekki 2. Lagos Nigeria

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